Switzerland Independent Means Visa

This Page is Sponsored by:

Program Type:

Independent Means Visa

Processing Time:

1-2 months

Citizenship Timeline:

12 years

Permanent Residency Timeline:

10 years

Physical Presence Required:

183 days per year

Citizenship Visa-Free Access:

190 countries

Minimum Contribution:

None

On This Page
Switzerland Independent Means Visa IMI

Program Overview

Switzerland Independent Means Visa

Switzerland’s residency program for persons without gainful activity enables financially independent individuals to reside in the country long-term, provided they continue to meet the program’s requirements.

The program requires proof of sufficient income and is tied to Switzerland’s lump-sum tax regime (see: Path to Citizenship below).

Residency can lead to permanent residency after 10 years and eligibility for citizenship after 12 years.

Switzerland Independent Means Visa

How to Qualify

To qualify for Swiss residency without gainful activity, applicants must meet the following criteria:

Financial Independence

Applicants must demonstrate sufficient financial means to support themselves and their dependents, exceeding the welfare entitlement threshold set by Swiss law:

  • CHF 2,259 (US$ 2,566) per month for a single person.
  • CHF 3,990 per (US$ 4,533) month for two adults with two children.

Income can come from pensions, benefits, investments, or savings, and applicants must provide proof, such as bank statements or income reports.

Health Insurance

  • Applicants and their dependents must have valid Swiss-compliant health insurance, covering medical expenses in Switzerland, with proof of coverage required.

Accommodation

  • Applicants must provide proof of suitable accommodation in Switzerland, either rented (rental agreement) or purchased (ownership documents).

No Gainful Activity

  • Applicants cannot engage in paid work in Switzerland but may earn passive income from pensions, investments, or rental income.

Switzerland Independent Means Visa

Salient Benefits

  • Freedom of movement (but not settlement) in Schengen
  • No investment or donation requirement
  • Path to citizenship
  • Permits dual/multiple citizenship
  • Enhanced business access to large economies
  • Enhanced education opportunities
  • Short processing time

Switzerland Independent Means Visa

Citizenship Timeline and Requirements

The path to Swiss citizenship involves meeting strict residency and integration requirements. Here’s an overview of the key steps:

Residency Requirements

Applicants must reside in Switzerland for at least 183 days per year for 10 years to qualify for permanent residency and a total of 12 years to apply for citizenship.

However, it’s important to note that Swiss residence permits and tax residency are closely linked, as residing in Switzerland typically makes you a tax resident under Swiss law.

For wealthy individuals, Switzerland offers the option of lump-sum taxation, a unique tax system under which tax is calculated based on annual living expenses in Switzerland rather than global income or assets. Key aspects of this system include:

  • Eligibility: Lump-sum taxation is available to foreign nationals moving to Switzerland for the first time (or after a 10-year absence) who do not engage in local employment.
  • Tax Calculation: Taxes are determined based on 7 times the annual rental value of the individual’s Swiss residence or other living expenses. The exact taxable base and rates vary by canton.

Integration Requirements

  • Language Proficiency: Applicants must be proficient in one of Switzerland’s national languages (German, French, or Italian).
  • Cultural Knowledge: Applicants must have a solid understanding of Swiss culture, history, and institutions, showcasing their ability to integrate into society.
  • Physical Presence: Applicants are required to maintain uninterrupted residence in Switzerland during the qualifying period. This ensures strong ties to the country and demonstrates a genuine commitment to becoming a part of Swiss society.

Browse 195 countries’ paths to citizenship in the hyper-detailed IMI Citizenship Catalog.

Switzerland Independent Means Visa

Program Authority and Legal Basis

Applications for this program may be directed to State Secretariat for Migration (SEM) in coordination with cantonal migration offices.

Legislation upon which this program is based Swiss Federal Act on Foreign Nationals and Integration (FNIA).

Switzerland Independent Means Visa

IMI Pros Who Can Help You

Switzerland Independent Means Visa

Recent Stories About This Destination

Switzerland Independent Means Visa

Program Statistics

See more statistics on this program and others in the IMI Data Center.

Explore Other Programs