3 Comma Capital
IMI Official Partner
3 Comma Capital offers U.S. investors a regulated path to euro exposure with daily liquidity and strategic global diversification.
In a time of rising uncertainty, U.S. investors are seeking more than just performance; they want flexibility, protection, and long-term access to global opportunity. The Portugal Golden Income Fund offers a seamless, tax-aware path to European investment through a professionally managed, diversified fund eligible for the Portuguese Golden Visa program.
You don’t need to move. You don’t need to restructure your life. All you need is a strategic allocation of your existing capital.
Global Diversification
This fund isn’t a Golden Visa vehicle – it’s a capital growth strategy with a strong capital preservation angle:
1. The Investment Is Financial First
The Portugal Golden Income Fund is a fully regulated Portuguese investment fund, supervised by the Portuguese Securities Market Commission (CMVM). It offers exposure to a diversified portfolio with long-term income potential. The goal is simple: deliver financial performance – not immigration benefits.
2. Golden Visa Eligibility Is Optional
The fund qualifies under Portuguese law for the Golden Visa program, but applying for a visa is completely optional. Some investors will choose to apply; others will not. We do not facilitate, guarantee, or require any immigration steps.
3. Marketing Is Transparent
We clearly state that the investment stands on its own financial merit. Golden Visa eligibility is simply a legal feature of the fund – available to those who may want it – but not the focus or promise.
4. No Control, No Personal Use
Investors cannot use the fund’s assets, influence management, or access benefits beyond what’s legally and financially normal for any other arm’s length investor. That ensures no personal use of assets occurs.
The Strategy: Long-Term Growth + Capital Preservation
Structured as a multi-asset, open-ended fund with daily liquidity, the Portugal Golden Income Fund targets 7–10% net annual returns by blending:
- 70% in investment-grade Portuguese corporate bonds (stable yield)
- 15%–20% in global equities (S&P 500, MSCI World, Emerging ex-China)
- 10%–15% in alternative assets (Bitcoin and Gold ETFs — for asymmetric upside)
The result: a euro-denominated portfolio that aims to deliver equity-like returns with half the volatility.
Built for Americans – Including SDIRA Investors
- Accepts direct transfers from U.S.
- Compliant with FATCA and IRS requirements
- PFIC statements provided annually to support Mark-to-Market or QEF elections
- Fully regulated by Portugal’s CMVM
This is how you globalize your IRA – cleanly, tax-efficiently, and without the complexity of foreign real estate or opaque offshore structures.
The Golden Visa Advantage
With a €500,000 investment in the fund, investors can apply for Portugal’s Golden Visa, granting:
- Residency in Portugal (7 days/year stay requirement)
- Visa-free access to the Schengen Area
- Family inclusion (spouse, children, dependents)
- EU citizenship eligibility after 5 years
Should regulations change in the future, the fund’s open-ended, daily-liquidity structure provides maximum investor flexibility.
Legacy Planning Meets Freedom of Movement
This strategy doesn’t just benefit you; it secures options for your family. From European healthcare and education access to portable legal residency and long-term planning, the Portugal Golden Income Fund offers more than returns. It offers resilience.
Final Thought: Compliance Is Built In
If you’re a U.S. investor using a Self-Directed IRA, it’s essential to work with experienced custodians and advisors. But from a structural perspective, investing in a Portuguese fund like ours – where immigration is optional, and control is remote – is fundamentally compliant with IRS guidelines.
You’re not investing to buy a visa. You’re investing in a strong, regulated European income strategy that just happens to open the door to residency, if you ever choose to walk through it.
Ready to Learn More?
Let us show you how to turn your IRA into a globally diversified, residency-enabled portfolio.
Request the investor deck, performance data, SDIRA onboarding guide, and schedule a private call with our team via www.3commacapital.com
Disclaimer: This is sponsored content provided by the advertiser. IMI did not independently verify the claims made and is not responsible for the accuracy, legality, or completeness of the information. This article is for general informational purposes only and does not constitute legal, tax, financial, or investment advice. Readers are strongly advised to consult qualified professionals before acting on any content presented here.
