UAE Retirement Visa

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Program Type:

Independent Means Visa

Processing Time:

1 month

Citizenship Timeline:

N/A

Permanent Residency Timeline:

N/A

Physical Presence Required:

None

Citizenship Visa-Free Access:

183 countries

Minimum Contribution:

None (AED 1,000,000 if qualifying with property)

Contribution Options:

Property Investment

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UAE Retirement Visa IMI

Program Overview

UAE Retirement Visa

The UAE Retirement Visa is a renewable 5-year residence permit for retirees seeking to live in the UAE long term. Eligibility typically requires one of the following: ownership of property valued at least AED 1,000,000, savings of at least AED 1,000,000, or a monthly income of AED 20,000 (AED 15,000 in Dubai). Applicants must provide supporting documentation and maintain the qualifying criteria to renew.

UAE Retirement Visa

How to Qualify

To qualify for the UAE Retirement Visa, applicants must meet the following requirements:

Applicants must either have worked for at least 15 years inside or outside the UAE, or be 55 years old or more at the time of retirement, and must satisfy at least one of the following conditions:

  • Own property/properties valued at no less than AED 1,000,000, meeting Dubai Land Department criteria where applicable; or
  • Have financial savings of no less than AED 1,000,000 placed in a 3-year fixed deposit with a UAE-based bank (as applicable in Dubai); or
  • Have a monthly income of AED 20,000 (AED 15,000 for Dubai), supported by acceptable documentation.

Provide documentary evidence per chosen route:

  • Income route: Proof of income (e.g., pension letter, employer letter, or evidence of sustainable income) and a Dubai-based bank statement showing a minimum deposit of AED 15,000 monthly or AED 180,000 yearly over the last 6 months, stamped by the bank (Dubai-specific guidance).
  • Savings route: Proof of retirement (end-of-service or social services letter) and a stamped bank letter (in Arabic) from a UAE bank confirming a 3-year fixed deposit of AED 1,000,000 with funds secured and a letter addressed to GDRFA (Dubai-specific guidance).
  • Property route: Title deed for Dubai property/properties totaling at least AED 1,000,000, in the applicant’s name (or 100% applicant-owned company), fully paid or mortgaged with at least AED 1,000,000 paid to date; not off-plan; multiple properties can be combined; DIFC titles follow a different procedure.
  • Combined savings & property route (Dubai): Title deed(s) totaling at least AED 500,000 plus savings of at least AED 500,000 in a 3-year fixed deposit with a UAE bank; bank letter in Arabic addressed to GDRFA confirming funds secured.

UAE Retirement Visa

Salient Benefits

  • Safety and security
  • Enhanced education opportunities
  • Enhanced business access to large economies
  • No investment or donation requirement
  • Short processing time
  • Minimal physical presence requirements
  • Lower taxes
  • Warm climate

UAE Retirement Visa

Citizenship Timeline and Requirements

UAE Retirement Visa holders do not have a standardized path to citizenship. Citizenship can only be granted at the discretion of UAE authorities under the Nationality Act, and the criteria for such discretionary grants are not quantitatively defined.

Browse 195 countries’ paths to citizenship in the hyper-detailed IMI Citizenship Catalog.

UAE Retirement Visa

Program Authority and Legal Basis

The qualifying pathway and corresponding authority determine your application process. In Dubai, savings-based applications are processed by the General Directorate of Residency and Foreigners Affairs (GDRFA), while property-based applications are processed by the Dubai Land Department (DLD).

Legislation upon which this program is based: Federal Decree-Law No. 29/2021 on Foreigners’ Entry and Residency.

UAE Retirement Visa

IMI Pros Who Can Help You

UAE Retirement Visa

Qualifying Real Estate

As noted in the program qualifications above, an investor can qualify for this program with a local property purchase above the minimum investment threshold. View eligible properties curated by IMI and our real estate partners:

UAE Retirement Visa

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UAE Retirement Visa

Program Statistics

See more statistics on this program and others in the IMI Data Center.

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