Cayman Islands Investor PR Program Gets Crypto-Backed Loan Option
August 30, 2023
“If or when BTC goes up, your loan-to-value ratio goes down, so your house is appreciating, and so is the asset you’re borrowing against.”
Cayman Islands Residency by Investment
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Program Type:
Residence by Investment
Processing Time:
3-6 months
Citizenship Timeline:
5 years
Permanent Residency Timeline:
5 years
Physical Presence Required:
1 day a year (conditional)
Citizenship Visa-Free Access:
185 countries
Minimum Contribution:
CI$500,000
Contribution Options:
Bank Deposit, Business Investment, Property Investment, Securities Investment
On This Page
Program Overview
Cayman Islands Residency by Investment
Little more than an hour’s flight south of Miami, the Cayman Islands enjoy a tropical climate year-round and is home to some of the Caribbean’s leading healthcare and education facilities.
The archipelago’s famously clement tax regime allows for unimpeded capital formation in a highly developed, stable, and safe jurisdiction within a Common Law legal system.
Cayman Islands Residency by Investment
How to Qualify
There are four investment routes to Cayman Islands residency, each with their own investment and physical presence requirements:
Certificate of Permanent Residence
CI$2 million investment in developed real estate.
- Financial resources must be sufficient to adequately maintain your lifestyle and your dependents.
- 1 day per annum physical presence to maintain permanent residency.
- The spouse and dependents may work under this visa-type and there is a pathway to citizenship.
- CI$100,000 issue fee for the main applicant. Each dependant must pay CI$1,000 fee per year.
Residence Certificate Little Cayman or Brac
CI$500,000 investment, where at least CI$250,000 must be in developed real estate in Brac or Little Cayman.
- CI$75,000 annual income, or CI$400,000 deposit in assets the Cayman Islands
- CI$20,500 issue fee for the main applicant and each dependant must pay CI$1,000 fee per year
- Residency permit issued for 25 years and has 30 days minimum presence requirement per year
Residence Certificate
CI$1 million investment, where at least CI$500,000 must be in developed real estate.
- CI$120,000 annual income, or CI$400,000 deposit in assets the Cayman Islands
- CI$20,500 issue fee for the main applicant and each dependant must pay CI$1,000 fee per year
- Residency permit issued for 25 years and has 30 days minimum presence requirement per year
Certificate of Direct Investment
CI$1 million investment in a licensed employment generating business with substantial management control, through position and involvement in the business.
- The business needs to employ at least four full-time employees, of which 30% must be Caymanians
- CI$20,500 issue fee for the main applicant and each dependant must pay CI$1,000 fee per year
- Residency permit issued for 25 years and has 90 days minimum presence requirement per year
Cayman Islands Residency by Investment
Salient Benefits
- Path to citizenship
- Minimal physical presence requirements
- Permits dual/multiple citizenship
- Lower taxes
- Safety and security
- Warm climate
- Enhanced business access to large economies
- English as official language
Cayman Islands Residency by Investment
Citizenship Timeline and Requirements
Of the four investment-based routes to Cayman Islands residency, only the Certificate of Permanent Residence route offers a path to PR, British Overseas Territory Citizenship (BOTC), and the Right to be Caymanian.
The applicant may not be absent for more than 450 days in a 5 year residence period and not more than 90 days in the last 12 months before applying for BOTC. The BOTC can be upgraded to full British Citizenship by fulfilling certain conditions.
After naturalisation as a BOTC, for people with no family ties to the Islands, the right to be Caymanian Law requires the applicant to have been resident for at least 15 years in total. i.e. likely another 10 years being physically present in CI before being eligible to apply to be Caymanian.
Browse 195 countries’ paths to citizenship in the hyper-detailed IMI Citizenship Catalog.
Cayman Islands Residency by Investment
Program Authority and Legal Basis
Applications for this program may be directed to Immigration Cayman Islands.
Legislation upon which this program is based THE IMMIGRATION (TRANSITION) LAW 33 OF 2018, PART6.
Cayman Islands Residency by Investment
IMI Pros Who Can Help You
Cayman Islands Residency by Investment
Qualifying Real Estate
As noted in the program qualifications above, an investor can qualify for this program with a local property purchase above the minimum investment threshold. View eligible properties curated by IMI and our real estate partners:
Cayman Islands Residency by Investment
Recent Stories About This Destination
New Research Paper: “The Cayman Islands: A Preferred Address for UHNWI Families”
November 10, 2021
The report analyses what attracts UHNWI families to residency by investment programs and the factors that weigh the most in their decisions.
If Rising Inflation Is The Question, Is Real Estate The Answer?
October 26, 2021
The first question is whether inflation really is “transitory”. If it’s not, that raises the second question: Is property an effective hedge?
Cayman Islands Residency by Investment
Program Statistics
See more statistics on this program and others in the IMI Data Center.